Private credit has become one of the largest asset classes in the world, and one of the least accessible. Its returns go to institutions and accredited investors. Everyone else is left with savings rates that barely move, while hundreds of billions of dollars sit in stablecoins earning nothing. Laguna connects the two.
Depositors place stablecoins into a vault for a fixed term and earn a fixed, published rate. The vault’s capital funds short-duration private credit originated and underwritten by specialist partners in the markets they know best, and repayments flow back to the vault on a schedule matched to the term. Vault positions are held on-chain. The underlying credit stays with the originators who manage it.
Our job is to choose originators well, structure each vault conservatively, and keep the full flow of capital verifiable.
Vaults are curated and capacity-limited. We grow by choosing well, not by listing everything.
